
āĻāĻŦāĻžā§āĻĻā§āϞ āĻāĻŦāĻŋāϰ āĻĒā§āϰāĻāĻžāĻļāĻŋāϤ: āĻāύāĻāĻŖā§āĻ , ⧍ā§Ŧ āĻ āĻā§āĻā§āĻŦāϰ ⧍ā§Ļ⧍ā§Ē

āĻāĻŦāĻžā§āĻĻā§āϞ āĻāĻŦāĻŋāϰ āĻĒā§āϰāĻāĻžāĻļāĻŋāϤ: āĻāύāĻāĻŖā§āĻ , ⧍ā§Ŧ āĻ āĻā§āĻā§āĻŦāϰ ⧍ā§Ļ⧍ā§Ē

āĻāĻĢāϤā§āĻāĻžāϰ āύāĻžāĻāĻŋāĻŽ āĻĒā§āϰāĻāĻžāĻļāĻŋāϤ : āĻāύāĻāĻŖā§āĻ , ⧍ā§Ŧ āĻ āĻā§āĻā§āĻŦāϰ ⧍ā§Ļ⧍ā§Ē

āĻĻāĻŋāϞā§āĻĒ āĻā§āĻŽāĻžāϰ āϏāϰāĻāĻžāϰ āĨ¤āĨ¤ āĻĒā§āϰāĻāĻžāĻļ : āϝā§āĻāĻžāύā§āϤāϰ, ⧍⧠āĻ āĻā§āĻā§āĻŦāϰ ⧍ā§Ļ⧍ā§Ē

āĻĒā§āĻĨāĻŋāĻŦā§āĻā§ā§ā§ āĻā§āĻŋā§ā§-āĻāĻŋāĻāĻŋā§ā§ āĻĨāĻžāĻāĻž āĻā§āĻŦāύ āĻ āĻĒā§āϰāĻā§āϤāĻŋāĻā§ āĻāĻžāĻ āĻĨā§āĻā§ āĻĻā§āĻāĻžāϰ āĻāĻā§āϰāĻš āĻŽāĻžāύā§āώā§āϰ āĻāĻŋāϰāύā§āϤāύ āĻ āύā§āϤāϰā§āĻāϤ āϏā§āĻŦāĻāĻžāĻŦāϏāĻŽā§āĻšā§āϰ āĻ āύā§āϝāϤāĻŽāĨ¤ āĻāϰ āĻ āϧāϰāύā§āϰ āϏā§āĻŦāĻāĻžāĻŦā§āϰ āϤāĻžā§āύāĻžāϤā§āĻ āĻāĻŦāύ⧠āĻŦāϤā§āϤāĻž āĻāĻŋāĻāĻŦāĻž āĻšāĻŋāĻā§ā§āύ āϏāĻžāĻ āϏā§āĻĻā§āϰ āĻŽāϰāĻā§āĻā§ āĻāĻŋāĻāĻŦāĻž āĻā§āύ āĻĻā§āĻļ āĻĨā§āĻā§ āϤā§āĻāĻžāϞā§āύ āĻĻā§āϰā§āĻāĻŽ āĻĒāĻĨā§āϰ āĻŦāĻžāϧāĻž āĻ āϤāĻŋāĻā§āϰāĻŽ āĻāϰ⧠āĻ āĻāĻĒāĻŽāĻšāĻžāĻĻā§āĻļ āĻāϏā§āĻāĻŋāϞā§āύāĨ¤ āĻ āĻŦāĻļā§āϝ āĻ āĻāĻĒāĻŽāĻšāĻžāĻĻā§āĻļā§ā§ āĻŽāĻžāύā§āώā§āϰ āĻŽāϧā§āϝ⧠āĻā§āϰāĻŽāĻŖāĻĒāĻŋāĻĒāĻžāϏāĻž āĻ āϤā§āϤ⧠āĻāĻāύā§āĻ āĻā§āĻŦ āĻāĻāĻāĻž āĻĒā§āϰāĻŦāϞ āĻāĻŋāϞ āύāĻžāĨ¤ āĻšāϤ⧠āĻĒāĻžāϰā§, āĻ āϰā§āĻĨāύā§āϤāĻŋāĻ āĻ āϏāĻā§āĻāϞāϤāĻž āĻāϰ āĻāĻāĻāĻŋ āĻŦā§ āĻāĻžāϰāĻŖāĨ¤ āϤāĻŦā§ āĻŦāĻžāĻāĻžāϞāĻŋāϰ āĻŽāϧā§āϝ⧠āϏā§āĻŦāĻāĻžāĻŦāĻāϤāĻāĻžāĻŦā§āĻ āĻāϰāĻā§āύ⧠āĻšā§ā§ āĻĨāĻžāĻāĻžāϰ āĻĒā§āϰāĻŦāĻŖāϤāĻž āϝ⧠āĻāĻāϏāĻŽā§ āϝāĻĨā§āώā§āĻāĻ āĻāĻŋāϞ, āϤāĻžāϤ⧠āĻŦāĻŋāύā§āĻĻā§āĻŽāĻžāϤā§āϰ āĻā§āύ⧠āϏāύā§āĻĻā§āĻš āύā§āĻāĨ¤ āĻ āĻŦāĻļā§āϝ āϏā§āĻŦāĻžāϧā§āύāϤāĻžāϰ āĻĒāϰ āĻĨā§āĻā§ āĻā§āĻŦāĻŋāĻāĻžāϰ āĻĒā§āϰā§ā§āĻāύ⧠āϏāĻžāϰāĻž āĻĒā§āĻĨāĻŋāĻŦā§āϤā§āĻ āĻŦāĻžāĻāĻžāϞāĻŋ āĻāĻāύ āĻāϤ āĻŦāĻŋāĻāĻŋāϤā§āϰ āϏā§āĻĨāĻžāύ⧠āĻ āĻĒā§āĻļāĻžā§ āĻā§āĻŋā§ā§-āĻāĻŋāĻāĻŋā§ā§ āĻĒā§ā§āĻā§ āϝā§, āϤāĻž āĻĻā§āĻā§ āϰā§āϤāĻŋāĻŽāϤ⧠āĻ āĻŦāĻžāĻ āĻšāϤ⧠āĻšā§āĨ¤ āĻā§ āĻāĻžāύā§, āĻāĻŦāĻŋāώā§āϝāϤā§āϰ āĻā§āύ⧠āĻāĻ āĻĒāϰā§āϝāĻžā§ā§ āĻ āĻ āĻāĻŋāĻŦāĻžāϏ⧠āĻŦāĻžāĻāĻžāϞāĻŋāϰ āϏāĻāĻā§āϝāĻž āĻšā§āϤ⧠āĻŽā§āϞ āĻā§āĻāĻŖā§āĻĄā§ āĻŦāϏāĻŦāĻžāϏāĻāĻžāϰ⧠āĻāύāϏāĻāĻā§āϝāĻžāĻā§āĻ āĻāĻžā§āĻŋā§ā§ āϝāĻžāĻŦā§ āĻāĻŋ āύāĻžāĨ¤

Bangladesh is one of the youngest nations on the planet. The recent political changes in the country have offered us an opportunity to rethink, revisit, reevaluate, and rebrand the competitiveness of Bangladesh. This is highlighted by the Chief Adviser Muhammad Yunus's visit to the Summit of the Future 2024 in New York. The support of the world leaders to an 84-year-old statesman who needed no introduction at the UN was overwhelming. His speeches, handshakes, hugs, presentations, meetings, receptions, and photo sessions were good public relations for a two-month-old government. Perhaps, we are entering a new era of diplomacy.

āĻā§āϞāĻžāĻ ā§¨ā§Ļ⧍ā§Ē-āĻāϰ āϝā§āĻāĻžāύā§āϤāĻāĻžāϰ⧠āĻāĻŖ-āĻ āĻā§āϝā§āϤā§āĻĨāĻžāύ āύāϤā§āύ āĻŦāĻžāĻāϞāĻžāĻĻā§āĻļ āĻŦāĻŋāύāĻŋāϰā§āĻŽāĻžāĻŖā§āϰ āϏā§āϝā§āĻ āϤā§āϰāĻŋ āĻāϰā§āĻā§āĨ¤ āĻāĻžāϤā§āϰ-āĻāύāϤāĻžāϰ āϏāĻĢāϞ āĻāύā§āĻĻā§āϞāύā§āϰ āĻĢāϞ⧠āĻĒā§āϰāϤāĻŋāώā§āĻ āĻŋāϤ āĻšā§ā§āĻā§ āĻ āύā§āϤāϰā§āĻŦāϰā§āϤā§āĻāĻžāϞā§āύ āϏāϰāĻāĻžāϰāĨ¤ āĻŽāĻžāύāύā§ā§ āĻĒā§āϰāϧāĻžāύ āĻāĻĒāĻĻā§āώā§āĻāĻžāϰ āĻĻāĻžā§āĻŋāϤā§āĻŦā§ āϰā§ā§āĻā§āύ āĻļāĻžāύā§āϤāĻŋāϤ⧠āύā§āĻŦā§āϞāĻā§ā§ āĻŦāĻŋāĻļā§āĻŦāĻŦāϰā§āĻŖā§āϝ āĻŦā§āϝāĻā§āϤāĻŋāϤā§āĻŦ āĻĒā§āϰāĻĢā§āϏāϰ āĻĄ. āĻŽā§āĻšāĻžāĻŽā§āĻŽāĻĻ āĻāĻāύā§āϏāĨ¤ āĻŦāĻŋāĻāϤ āĻā§ā§āĻ āĻĻāĻļāĻā§ āĻĻāĻžāϰāĻŋāĻĻā§āϰā§āϝāĻŽā§āĻā§āϤāĻŋāϰ āϞāĻā§āώā§āϝ⧠āĻāĻĻā§āĻāĻžāĻŦāύ⧠āĻĒāĻĻāϝāĻžāϤā§āϰāĻžā§ āĻā§āώā§āĻĻā§āϰ āĻ āϰā§āĻĨāĻžā§āύā§āϰ āĻĒā§āϰāĻŦāĻā§āϤāĻž āĻšāĻŋāϏāĻžāĻŦā§ āϤāĻŋāύāĻŋ āύāĻŋāĻā§āϰ āĻ āĻŦāϏā§āĻĨāĻžāύāĻā§ āϏā§āĻĻā§ā§ āĻāϰā§āĻā§āύāĨ¤ āύāĻžāϰā§āϰ āĻā§āώāĻŽāϤāĻžā§āύ, āύāĻžāϰ⧠āĻāύā§āύā§āύ āĻāĻŦāĻ āĻ āĻĒā§āĻā§āώāĻžāĻā§āϤ āĻ āĻŦāĻšā§āϞāĻŋāϤ āύāĻžāϰā§āĻļāĻā§āϤāĻŋāϰ āϏā§āĻŦāϰā§āĻĒ āĻāύā§āĻŽā§āĻāύ⧠āĻŦāĻŋāϰāϞ āĻĻā§āώā§āĻāĻžāύā§āϤ āϏā§āĻĨāĻžāĻĒāύ āĻāϰāϤ⧠āϏāĻā§āώāĻŽ āĻšā§ā§āĻā§āύāĨ¤ āϤāĻžāϰ āĻļā§āύā§āϝ āĻĻāĻžāϰāĻŋāĻĻā§āϰā§āϝ, āĻļā§āύā§āϝ āĻŦā§āĻāĻžāϰāϤā§āĻŦ āĻ āĻļā§āύā§āϝ āĻāĻžāϰā§āĻŦāύ āύāĻŋāĻāϏāϰāĻŖ āĻĒā§āϰāϤā§āϝā§ā§āϰ āĻ āύā§āĻĒā§āϰā§āϰāĻŖāĻžā§ āĻŦāĻŋāĻļā§āĻŦā§āϰ āϤāϰā§āĻŖ āĻĒā§āϰāĻāύā§āĻŽ āĻāĻā§āĻā§āĻŦāĻŋāϤāĨ¤

Microfinance has been hailed as a powerful tool for alleviating poverty, empowering low-income populations and promoting financial inclusion, particularly in underdeveloped and developing economies. It provides small loans and financial services to low-income individuals who lack access to traditional banking systems. While traditional microfinance has some limitations (as those institutions often charge high, double-digit interest rates to cover operational costs), soft microfinance can be a more humane and sustainable approach to micro-financing, which gives emphasis on borrowersâ welfare and social development instead of profit maximisation. This type of microfinance is mainly designed to facilitate the most vulnerable borrowers, such as the low income people who have very limited repayment capacity.

āĻāϤ ā§Ģ āĻāĻāϏā§āĻ āϰāĻžāώā§āĻā§āϰāĻā§āώāĻŽāϤāĻžāϰ āĻĒāĻžāϞāĻžāĻŦāĻĻāϞā§āϰ āĻĒāϰ āĻāĻ āĻŦāĻŋāĻļā§āώ āĻĒā§āϰā§āĻā§āώāĻžāĻĒāĻā§ āĻ āύā§āϤāϰā§āĻŦāϰā§āϤā§āĻāĻžāϞā§āύ āϏāϰāĻāĻžāϰ āĻĻāĻžā§āĻŋāϤā§āĻŦ āĻā§āϰāĻšāĻŖā§āϰ āĻĒāϰ āĻāĻāύ⧠āϤāĻŋāύ āĻŽāĻžāϏāĻ āĻāϤ āĻšā§āύāĻŋāĨ¤ āĻāĻžāĻā§āĻ āĻ āĻ āĻŦāϏā§āĻĨāĻžā§ āĻāĻ āϏāϰāĻāĻžāϰā§āϰ āϏāĻžāĻĢāϞā§āϝ-āĻŦā§āϝāϰā§āĻĨāϤāĻž āύāĻŋā§ā§ āĻā§āϞāĻā§āϰāĻž āĻŦāĻŋāĻļā§āϞā§āώāĻŖ āĻāϰāĻž āϏāĻŽā§āĻāĻŦ āύā§āĨ¤

āĻĢā§āϰāĻĻā§āϏ āĻāϰāĻž āĻŦā§āĻāĻŽ āϝā§āĻāĻžāύā§āϤāϰ, ā§¨ā§Š āĻ āĻā§āĻā§āĻŦāϰ ⧍ā§Ļ⧍ā§Ē

āĻĒāϰāĻŋāĻŦāϰā§āϤāĻŋāϤ āϰāĻžāĻāύā§āϤāĻŋāĻ āĻĒāϰāĻŋāĻĒā§āϰā§āĻā§āώāĻŋāϤ⧠āĻĻā§āĻļā§āϰ āĻ āϰā§āĻĨāύā§āϤāĻŋāĻ āĻāύā§āύā§āύ āύāĻŋā§ā§ āύāϤā§āύ āĻāϰ⧠āĻāĻŋāύā§āϤāĻž-āĻāĻžāĻŦāύāĻžāϰ āϏāĻŽā§ āĻāϏā§āĻā§āĨ¤ āĻŦāĻŋāĻĻāĻžā§āĻŋ āϏāϰāĻāĻžāϰā§āϰ āϏā§āĻŦā§āĻā§āĻāĻžāĻāĻžāϰ⧠āĻļāĻžāϏāύā§āϰ āĻĢāϞ⧠āĻĻā§āĻļā§āϰ āĻ āϰā§āĻĨāύā§āϤāĻŋ āĻāĻŦāĻ āϏāĻžāĻŽāĻžāĻāĻŋāĻ āĻ āĻŦāϏā§āĻĨāĻž āĻŦāĻŋāĻĒāϰā§āϝā§ā§āϰ āĻŽā§āĻā§ āĻāϏ⧠āĻĻāĻžāĻā§āĻŋā§ā§āĻā§āĨ¤ āĻāύā§āύā§āύā§āϰ āĻĢāĻžāĻāĻāĻž āĻŦā§āϞāĻŋ āĻāĻāύ āĻĻāĻŋāĻŦāĻžāϞā§āĻā§āϰ āĻŽāϤ⧠āϏā§āĻĒāώā§āĻ āĻšā§ā§ āĻāĻ āĻā§āĨ¤ āĻāĻ āĻŦāĻŋāĻļā§āώ āĻĒāϰāĻŋāϏā§āĻĨāĻŋāϤāĻŋāϤ⧠āĻļāĻŋāĻā§āώāĻžāϰā§āĻĨā§āĻĻā§āϰ āĻāύā§āĻĻā§āϞāύā§āϰ āĻŽā§āĻā§ āϏāĻžāĻŦā§āĻ āĻĒā§āϰāϧāĻžāύāĻŽāύā§āϤā§āϰ⧠āĻļā§āĻ āĻšāĻžāϏāĻŋāύāĻž āĻĒāĻĻāϤā§āϝāĻžāĻ āĻāϰ⧠āĻĻā§āĻļāĻžāύā§āϤāϰāĻŋāϤ āĻšā§ā§āĻā§āύāĨ¤ āĻāϰāĻĒāϰ āĻŦāĻŋāĻļāĻŋāώā§āĻ āĻ āϰā§āĻĨāύā§āϤāĻŋāĻŦāĻŋāĻĻ āĻ āĻļāĻžāύā§āϤāĻŋāϤ⧠āύā§āĻŦā§āϞ āĻŦāĻŋāĻā§ā§ āĻĒā§āϰāĻĢā§āϏāϰ āĻĄ. āĻŽā§āĻšāĻžāĻŽā§āĻŽāĻĻ āĻāĻāύā§āϏ āĻ āύā§āϤāϰā§āĻŦāϰā§āϤ⧠āϏāϰāĻāĻžāϰā§āϰ āĻĒā§āϰāϧāĻžāύ āĻšāĻŋāϏāĻžāĻŦā§ āĻĻāĻžā§āĻŋāϤā§āĻŦ āĻā§āϰāĻšāĻŖ āĻāϰā§āĻā§āύāĨ¤